AAll Your Needs Insurance - South Florida's Premier Insurance Agency

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Personal Articles

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Personal Articles Floater supplements coverage for possessions of higher monetary value, such as a diamond engagement ring, your grandfather's pocket watch, artwork, or a valuable collection. While most homeowners policies have limits on the dollar amount and type of loss that can be recovered, Personal Articles Floater will provide the protection you need for your most valuable possessions in the event of loss through theft, accident or natural disaster.

Finding great personal articles floater insurance rates has never been easier. Like home insurance, personal articles floater insurance is critical in protecting your investment and finances. At All Your Needs Insurance you can get cheap personal articles floater insurance quotes from trusted personal articles floater insurance companies. Isn’t it time to re-evaluate your personal articles floater insurance? See what All Your Needs Insurance can offer.

What is Personal Articles Floater Insurance?
A personal articles floater is a separate rider or endorsement that can be added to your homeowners policy for personal items that have a higher value than the limits imposed in your homeowners policy. There are typically nine classes of personal property on the declarations page of the floater that apply to this insurance, and the limit of liability and premium are quoted next to each class. Each class should be fully described on a schedule of covered items with a value attested to by an expert appraiser and submission of a photo, if possible.

Your personal articles floater insurance gives you property coverage:

  • jewelry
  • furs and garments trimmed with fur or consisting principally of fur
  • cameras, projection machines, films, and related articles of equipment
  • musical instruments and related articles of equipment, for which you agree not to perform these instruments for pay unless specifically provided under the policy
  • silverware, silver-plated ware, gold ware, gold-plated ware, and pewter ware, excluding pens, pencils, flasks, smoking implements, and jewelry
  • golfer's equipment, meaning golf clubs, golf clothing, and other golf equipment
  • fine arts, as scheduled, with the premium based on your statement that the property insured is located at the address listed on this page
  • postage stamps
  • rare and current coins

So learn about what type of coverage suits your needs.

Free Low Quotes and Trusted Online Resources
All Your Needs Insurance can get you a free low quote, as well as aligning you with an personal articles floater insurance professional who can answer your questions. We make it simple to get a free competitive personal articles floater insurance quote.

Start saving now, get your free low personal articles floater insurance quote today!

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